Late payers may face negative impacts on which of the following?

Late payers can experience negative impacts on their rental history and credit score because consistent late payments are typically reported to credit bureaus and can create a record that reflects poorly on a tenant's financial responsibility. A negative rental history can make it more challenging for individuals to secure future rental agreements, as landlords often perform background checks that include payment history. A lower credit score, which is affected by late payments, can hinder a person's ability to obtain loans, credit cards, and even affect other aspects like insurance rates. By managing rental payments in a timely manner, tenants can maintain a positive rental history and protect their credit score, which is crucial for their financial well-being and for securing housing in the future.

The other options relate to the physical condition of the property or the terms of the lease, which are not directly influenced by the tenant’s payment behavior in the same way that their rental history and credit score are impacted.